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About the role
Kuda is a full-service, app-based digital bank on a mission to be the go-to bank for those living on the African continent and the African diaspora worldwide. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly, and save more.
As a Senior Data Analyst - Credit, you will support analytics throughout the credit product life cycle, from product design to credit acquisition, portfolio management, collection, and profit & loss. You will work within the Decision Science team, reporting to the Credit Risk Analytics Lead.
Required Skills
Preferred Skills
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Responsibilities
- Analyze portfolio performance metrics to identify trends, risks, and opportunities
- Review and refine credit policies, including rule-based decision engines
- Build and maintain profit and loss forecasts to guide strategic decisions
- Conduct credit limit assignment and affordability assessments
- Perform score cut-off analysis to improve approval and risk strategies
- Monitor and enhance collection strategies based on customer segmentation and outcomes
- Design and run A/B tests to assess and optimize lending and collections performance
- Communicate actionable insights and recommendations to senior stakeholders
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